Hotel Tech Insight

3D Secure

Protocolo de autenticacion del emisor de tarjeta usado para cumplir SCA.

Definicion detallada en ingles. Los terminos tecnicos hoteleros (PMS, OTA, RevPAR, ADR) suelen usarse en su forma inglesa por operadores hispanohablantes.

3D Secure (3DS, branded as Verified by Visa, Mastercard SecureCode, etc.) is the authentication protocol used by card issuers to satisfy SCA. 3DS 2 adds frictionless authentication for low-risk transactions and step-up authentication for higher-risk ones. Modern payment processors implement 3DS 2 automatically; older 3DS 1 is being phased out.

Related terms

PSD2

EU Payment Services Directive 2 que requiere Strong Customer Authentication.

SCA

Strong Customer Authentication. Autenticacion dos-factores mandada por PSD2.

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