Hotel Tech Insight

SCA

Strong Customer Authentication. Autenticacion dos-factores mandada por PSD2.

Definicion detallada en ingles. Los terminos tecnicos hoteleros (PMS, OTA, RevPAR, ADR) suelen usarse en su forma inglesa por operadores hispanohablantes.

SCA (Strong Customer Authentication) is the PSD2-mandated two-factor authentication for card-not-present payments in the EU. Typical implementation is 3D Secure 2, which adds a step at booking where the cardholder confirms via banking app or SMS. Modern booking engines and payment processors handle SCA automatically without operator-side configuration.

Related terms

PSD2

EU Payment Services Directive 2 que requiere Strong Customer Authentication.

Motor de reservas

Widget de reservas en la web del hotel que convierte visitantes en reservas.

English version →