Hotel Tech Insight
PSD2
Dyrektywa UE Payment Services Directive 2 wymagająca Strong Customer Authentication.
PSD2 (Payment Services Directive 2) is the EU regulation requiring Strong Customer Authentication (SCA) for most card-not-present transactions. Hotel payment flows in the EU must comply with SCA, which typically means 3D Secure 2 authentication at booking. Pre-arrival authorisation holds also fall under PSD2 SCA requirements.