Skip to content

Hotel-tech glossary

PSD2

EU Payment Services Directive 2, requiring Strong Customer Authentication for payment transactions.

PSD2 (Payment Services Directive 2) is the EU regulation requiring Strong Customer Authentication (SCA) for most card-not-present transactions. Hotel payment flows in the EU must comply with SCA, which typically means 3D Secure 2 authentication at booking. Pre-arrival authorisation holds also fall under PSD2 SCA requirements.

Related terms

Part of the hotel-tech glossary. Maintained by Maciej Dudziak, founder of Guestivo.