Hotel Tech Insight

Tokenizacion

Reemplazar numeros de tarjeta con strings token no-sensibles para reducir scope PCI.

Definicion detallada en ingles. Los terminos tecnicos hoteleros (PMS, OTA, RevPAR, ADR) suelen usarse en su forma inglesa por operadores hispanohablantes.

Tokenisation replaces raw card numbers with non-sensitive token strings that the processor maps back to the underlying card. Tokens can be safely stored in the PMS folio for repeat charges (no-show fees, incidentals) without bringing the PMS into PCI scope. All modern payment processors offer tokenisation as a default feature.

Related terms

PCI DSS

Payment Card Industry Data Security Standard. El marco de seguridad de datos de tarjetas.

SCA

Strong Customer Authentication. Autenticacion dos-factores mandada por PSD2.

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