Hotel-tech glossary

Tokenisation

Replacing card numbers with non-sensitive token strings to reduce PCI scope.

Tokenisation replaces raw card numbers with non-sensitive token strings that the processor maps back to the underlying card. Tokens can be safely stored in the PMS folio for repeat charges (no-show fees, incidentals) without bringing the PMS into PCI scope. All modern payment processors offer tokenisation as a default feature.

Related terms

PCI DSS

Payment Card Industry Data Security Standard. The card-data security framework.

SCA

Strong Customer Authentication. PSD2-mandated two-factor authentication for card payments.

Part of the hotel-tech glossary. Maintained by Maciej Dudziak, founder of Guestivo.