Payment processor reference · 2026

Hotel payment processors

Seven payment processor platforms compared for independent hotels. Each page covers positioning, target segment, sourced pricing, strengths and trade-offs, when to choose, and common integrations.

Stripe

Stripe payment processor reference for hotels: 1.4% + EUR 0.25 European cards, auth-then-capture native, developer-friendly. Default for independents.

Adyen

Adyen payment processor reference for hotels: Interchange++ pricing for higher-volume properties, hospitality-specific features, enterprise-grade reliability.

Shift4

Shift4 payment processor reference: US hospitality specialist with terminal-plus-online coverage. Quote-based pricing, deep POS integrations.

Worldpay

Worldpay payment processor reference: established enterprise vendor with terminal-plus-online coverage. Mid-to-large hotels with mixed payment channels.

Square

Square payment processor reference: simple owner-operator processing for B&Bs and small hotels. Transparent pricing, integrated terminals.

Cloudbeds Payments

Cloudbeds Payments reference: bundled payment processor with native folio integration. Pre-arrival auth automation, PMS-locked.

Mews Payments

Mews Payments reference: bundled payment processor with modern API and native folio integration. Pre-arrival auth automation.