Payment processor · reference
Square
Square is a simple payment processor popular with small independent hotels, B&Bs and short-term-rental operators. Modern UX, easy onboarding, integrated terminals.
Target segment
Small independent hotels, B&Bs, guesthouses and vacation rentals (under 30 rooms) wanting simple payment processing with low onboarding friction.
Pricing
Standard rate: 2.6% + USD 0.10 per in-person transaction (US), 1.4% + GBP 0.25 per UK transaction. Online payments slightly higher.
Source: Square pricing
Strengths
Simple owner-operator onboarding
Sign up in minutes, no enterprise negotiation cycle.
Integrated terminals
Hardware terminals integrate seamlessly with the online checkout.
Transparent published pricing
No quotes; pricing is published and consistent.
Trade-offs
Less hospitality-specific
Industry-agnostic; lacks hospitality-specific features like virtual card handling for OTA bookings.
Higher rates at volume
For properties over USD 100K monthly volume, Stripe or Adyen become cheaper.
When to choose
Choose Square for B&Bs, guesthouses and small independent hotels wanting low-friction owner-operator payment processing.
When to avoid
Avoid Square for properties over 30 rooms or with significant OTA virtual-card volume.
Common integrations
Little Hotelier, RoomRaccoon, small-property PMSes, Square POS, accounting integrations.
Editorial disclosure
This site is operated by Maciej Dudziak, founder of Guestivo. Guestivo is guest-journey software (not a payment processor) and is intentionally absent from /payment-processors/ recommendations.